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 | fUNIQUE has chosen secure transaction systems, here are the details… |
INTERAC online security and garantees
Shop online and pay directly from your bank account Interac® Online allows you to shop online and pay for your purchases easily, directly from your bank account. It’s immediate, secure, and all you need is access to online banking through a Participating Financial Institution. Best of all, it’s easy to use. Because payments made with Interac® Online are conducted through your existing online banking, you don’t need to sign up or create any new passwords or accounts. How Interac® Online works: at the checkout When you choose to pay with Interac® Online, you will be guided through these simple steps when you’re ready to check out:
- From the checkout page, you will be redirected to the Interac® web page, prompting you to select your online bank.
- Login and select the account you want to pay from. You will be prompted to confirm the payment amount.
- You will then be returned to Funique’s website for the confirmation page, where your order will be processed.
Interac Online offers you privacy, security, and spending control.
- None of your financial details, card numbers or login information are shared with Funique or third parties.
- Your payment is completed through your Financial Institution, who transfers the funds to Funique using established and secure banking procedures.
- Interac® Online helps you better manage your finances. You pay immediately using available funds from your bank account, unlike credit cards where you may owe later.
Interac Online Customer Commitment You are not liable for losses resulting from circumstances beyond your control related to an Interac® Online payment. We work with all stakeholders, as well as security experts, to maintain the ongoing security of our services. For more information about customer protection please view the Customer Commitment below. Interac® Online Customer Commitment As a user of the Interac® Online service, you can expect:
- a level of protection for losses resulting from circumstances beyond your control
- appropriate disclosure of information by your Financial Institution
- compliance with the Canadian Code of Practice for Consumer Protection in Electronic Commerce by merchants offering this payment option
Losses Customers will not be liable for losses resulting from circumstances beyond their control that are related to the payment transaction. This includes losses resulting from technical errors, system problems or fraud. In such cases, a customer must make a claim for losses incurred and if the claim is determined to be valid, the customer will be reimbursed by their Financial Institution. Interac® Online Zero Liability Customers will not be liable for losses resulting from circumstances beyond their control that are related to the payment transaction. This includes losses resulting from technical errors, system problems or fraud. In such cases, a customer must make a claim for losses incurred and if the claim is determined to be valid, the customer will be reimbursed by their Financial Institution. Customer Disclosure Financial Institutions must provide appropriate disclosure to their customers. Each Financial Institution is obligated to disclose the following:
- any fees associated with the use of the Interac® Online service;
- the customer’s responsibility for protecting their password and what the consequences are if this responsibility is violated;
- who the customer should contact in the event of a problem; and
- the potential extent of losses that could occur due to unauthorized use of the Interac® Online service.
Canadian Code of Practice for Consumer Protection in Electronic Commerce Funique complies with the Canadian Code of Practice for Consumer Protection in Electronic Commerce, created by the Working Group on Electronic Commerce and Consumers and endorsed by federal, provincial and territorial ministers responsible for consumer affairs on January 16, 2004. The Code establishes benchmarks for good business practice for merchants engaged in commercial activities with consumers online. Requiring merchants to comply with the Code helps ensure that customers are dealing with reputable online merchants. To view the Canadian Code of Practice for Consumer Protection in Electronic Commerce, please click here. (extracted from https://www.interac.ca/en/interac-online/interac-online-for-consumers, consult for up-to-date info)
Paypal
Paypal offers many advantages in regards to transaction and personal information protection. Furthermore, it is the most widely used and recognized system, as proven by the more than 100 million people using it every year. Read below for the guarantees and peace of mind that PayPal offers: 
If there’s a problem with your order, your eligible purchases are protected when you pay with PayPal. Buyers benefit from:
- $0 Liability for Eligible Unauthorized Purchases when you meet their requirements
- Refunds for incorrect orders or items that never arrive
- A convenient process for resolving problems
The process for solving a problem: All you have to do is log in to your account and open a dispute to get the refund process started Want to learn more about security? Visit Paypal’s site for advice and more details on security measures.
Funique's Privacy Policy - newsletter
The present policy in regards to the protection of confidentiality was elaborated to satisfy the standards of conformity established by the Law on the protection of personal information and electronic documents (LPPIED) of Canada. Funique is committed to collecting only the email addresses, which are collected following orders and completion of the registration form on the Web site. This information, collected with your permission, will serve promotional and communication purposes. Collected emails will never be used or shared outside of Funique, where we respect privacy rights. If you require us to remove your information from our mailing list, you can communicate: By email: blacklist@funique.ca (or click the link in any newsletter) By phone: 1-877-938-6386
Funique's Privacy Policy - newsletter
This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
What personal information do we collect from the people that visit our blog, website or app?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information or other details to help you with your experience.
When do we collect information?
We collect information from you when you register on our site, place an order, subscribe to a newsletter, fill out a form or enter information on our site.
Provide us with feedback on our products or services
How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
• To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
• To quickly process your transactions.
• To ask for ratings and reviews of services or products
• To follow up with them after correspondence (live chat, email or phone inquiries)
How do we protect your information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
We use regular Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.
All transactions are processed through a gateway provider and are not stored or processed on our servers.
Do we use ‘cookies’?
Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
We use cookies to:
• Help remember and process the items in the shopping cart.
• Understand and save user’s preferences for future visits.
• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
If users disable cookies in their browser:
If you turn cookies off it will turn off some of the features of the site.
Third-party disclosure
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information.
Third-party links
We do not include or offer third-party products or services on our website.
Google
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
We use Google AdSense Advertising on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
We have implemented the following:
• Remarketing with Google AdSense
• Google Display Network Impression Reporting
• Demographics and Interests Reporting
We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
California Online Privacy Protection Act
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
According to CalOPPA, we agree to the following:
Users can visit our site anonymously.
Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.
Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.
You will be notified of any Privacy Policy changes:
• On our Privacy Policy Page
Can change your personal information:
• By logging in to your account
How does our site handle Do Not Track signals?
We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
Does our site allow third-party behavioral tracking?
It’s also important to note that we allow third-party behavioral tracking
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We market to
We do not collect information from children under 13
children under 13.
No
In order to remove your child’s information please contact the following personnel:
We adhere to the following COPPA tenants:
• Parents can review, delete, manage or refuse with whom their child’s information is shared through contacting us directly.
or contacting us directly.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
We will notify you via email
• Within 7 business days
We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
We collect your email address in order to:
• Send information, respond to inquiries, and/or other requests or questions
• Process orders and to send information and updates pertaining to orders.
• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
To be in accordance with CANSPAM, we agree to the following:
• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can email us at
• Follow the instructions at the bottom of each email.
and we will promptly remove you from ALL correspondence.
Contacting Us
If there are any questions regarding this privacy policy, you may contact us using the information below.
info@funique.ca